Locked In or Optional: How $10M–$30M Families Should Evaluate Trust Proposals
OBBBA permanently locked the $15M/$30M estate tax exemption. For most families, sequencing dynasty trust planning beats premature commitment.
The OBBBA Didn’t Solve Your Estate Problem. Here’s What It Missed.
The One Big Beautiful Bill Act raised the federal estate tax exemption to $15 million per person — $30 million for a married couple. Most successful couples saw that number and assumed the estate planning conversation was over. It isn’t. The OBBBA left one critical gap completely untouched: the GST exemption is not portable between spouses. Whatever exemption the first spouse doesn’t allocate before death is gone permanently. For a married couple at $12 million today, that gap costs their family $14.6 million by the time the second spouse dies. Here’s the math — and why the Dynasty Bridge Trust is the right structure for couples who think they’re below the threshold.
What Is a Dynasty Trust? How It Works, Who Needs One, and How It’s Different
If you’ve started hearing the term “dynasty trust” from your financial advisor, your CPA, or in a conversation about generational…
THREE PROBLEMS. ONE STRUCTURE. MOST ADVISORS ARE ONLY SOLVING ONE.
Your client has a plan for what happens when they die. They may not have a plan for what happens when they get sued while they’re still alive — or what happens to the $89 million that gets extracted from their estate across the next two generations. This article is written for the insurance producer who already sits across from that client.
What Is the GST Exemption — and Why $12M+ Families Can’t Afford to Ignore It
California families with $12M+ face a hidden GST tax trap most estate attorneys never address
California Families With $10M+ Are Sitting on a Generational Tax Problem No One Is Showing Them
California Families with $10M+ are quietly losing generational wealth to estate and GST taxes their advisors never address. Here's the compounding problem and how to stop it.
The Dynasty Bridge Trust™: How to Protect Yourself Today and Your Family for Generations
The Dynasty Bridge Trust™ combines offshore asset protection with multi-generational estate planning — closing both the creditor gap and the estate tax gap in one integrated structure for families with $12M or more.
Dynasty Trusts and Asset Protection: What They Do & What They Don’t
Dynasty trusts and asset protection trusts solve different problems. Most families need both — but most advisors only deliver one. Here’s the distinction that costs families millions